Skip to main content

How to Save Money on Car Insurance?

 

car insurance

According to Randon Morris, companies base your rate on a variety of factors from the kind of car you drive to how long you’ve been insured. By understanding what affects your auto insurance costs, you can get good coverage without breaking the bank.


Here are the ways to help you save money on car insurance.


1. Shop around

Although auto insurers use similar factors like age, driving history and location to calculate your car insurance costs, they weigh these factors differently. That’s why it’s important to compare rates, says Randon Morris.


2. Take advantage of car insurance discounts

Every insurance company offers special ways to save on your car insurance premium. To make sure you’re getting all the discounts you’re entitled to, check out your insurer’s discounts page and ask your agent to review your possible savings.


3. Drive safely

Speeding tickets, accidents and other traffic violations drive up car insurance premiums. If you get a ticket, you may be offered the opportunity to go to traffic school to get it dismissed or reduce the number of violation points that go on your driving record. If you can keep the violation off your driving record, the time spent in class could lower your car insurance, rcommended by Randon Morris.


4. Drop car insurance you don’t need

If your car is a clunker, it might be time to drop collision and comprehensive insurance, which pay for damage to your vehicle. Collision insurance pays to repair damage to your car if it crashes into another vehicle or object, or flips over.


5. Drive a car that’s cheap to insure

Before you buy your next car, compare car insurance rates for the models you’re considering. The vehicle you drive affects your car insurance premium, particularly if you buy collision and comprehensive coverage. 

Originally Published

Labels:

Comments

Post a Comment

Popular posts from this blog

Working Remotely Help Workers Yield High Productivity

  Since the occurrence of the pandemic, offices and companies have forcefully embraced the idea of working remotely. Since working from home was embraced, there was this general fear that working from home might not be as productive as working at the office. Some are of the thought that working remotely will negatively affect productivity, which is not true based on the result of the post-pandemic.   'In recent research, it was discovered that it is more effective working from home once the tools needed for productivity are provided by the company',  Randon Morris remarked.  Randon Morris is a successful entrepreneur. It was also discovered that operational cost used at the office was reduced. Furthermore, studies show that the well-being of workers working from home improved greatly. As we all know that the health of your workers matters most, if this is not put into consideration, it may equally affect workers' productivity. Here are reasons shared by Randon M...
Post a Comment
Read more

Entrepreneur and Business Consultant

Randon James Morris : Entrepreneur, Web Design and Business consultant. Digital media, forming part of online marketing shows no limits as it can be incorporated into a single-minded campaign tying all three approaches together: TV, radio, print and web.
5 comments
Read more

Considering Flood Insurance is Crucial

In recent years, almost everyone has seen the damage and chaos caused by hurricane wind, excessive rainfall and access of storm waters. While many homeowners fixed the damage with insurance kick, some homeowners even today facing the damage caused by flood waters which are not covered by their policies. Maybe this is the reason why most experts including Randon James Morris , recommend every individual to consider Flood Insurance Policy . Let’s explore a few major reasons to consider flood insurance policy 1. You will get affordable flood insurance policy outside flood-prone areas Many insurance and risk advisor recommend almost every homeowner to buy flood insurance. Even those who already have basic insurance policy should ask the firm to add flood coverage in it at a reasonable price. Now the question is, how much you need to pay? Well, it is difficult to say as rates usually vary depending on your home’s value and your proximity to a flood plain. Those who liv...
Post a Comment
Read more